NEED to talk to someone so that so much of my paycheck isnt disappearing.

Do you mean, disappearing into taxes? If you're getting a large refund, then yeah, you need to change your withholding. If not, all you can do is look for deductions, the best one probably being mortgage interest.

If it's not taxes, then it's just a budget thing, really. It disappears when you spend it, so you have to pick and choose what it's spent on.